Trusted Hard Money Lenders in Texas
Capstone Capital Partners is a family-owned private hard money lender in Texas. We’ve helped make residential and commercial projects into successes since 2006. Our goal is to provide a smooth, hassle-free loan experience for borrowers all across Texas. Get pre-approved in just 24 hours!
Why Capstone?
We build our business with one relationship at a time. Each client’s individual needs are valued. We minimize the red tape surrounding qualification, and we close in as fast as seven days with an appraisal in hand!
Whether you’re a builder, renovator, or developer, Capstone is a hard money lender you can count on. Learn more about Capstone in this two-minute video.
Loans Based on ARV
We use the after repair value when determining your loan amount.
Fast & Simple Process
Speed matters. Close in as fast as 7 days with an appraisal in hand.
Flexible Terms
We aren’t stuck in a lending box. Strong deals and prime pricing.
Efficient Draw Schedule
Access your draw in just four business days.
Competitive Rates
We fund in stages, which lowers net effective interest rates.
Where We Serve
Capstone specializes in all four major metropolitan cities and their surrounding areas: Dallas/Fort Worth, Austin, San Antonio, and Houston. We also serve Corpus Christi and other areas all across Texas.
Private Lending Since 2006
Our team makes loan decisions internally. No red tape; no loan committees. We’ve funded over $500M over our combined decades of experience. We process, close, and even service our loans in-house with our own servicing company. Hard money is made easier with Capstone.
Millions+
In available private capital
Same-Day Pre-Approval
Secure your deal quickly
Local Texas Lending
Loan Options
From residential fix and flips to commercial real estate and ground-up new construction, we have a solution fit for you. Our team is equipped with the experience needed to help you succeed.
New Construction & Renovation
Loans for rehab and new construction
12 – 18 month loan terms
Up to 90% LTC not to exceed 70% ARV
Rental Investment Loans
Loans for rental and commercial properties
24 month loan terms
Up to 70% based on the “As-Is” value
Commercial Bridge Loans
Loans for commercial and development
12 – 36 month loan terms
Up to 60% ARV or up to 70% on the “As-Is” Value
Our Leadership Team
The Capstone team has developed an innovative business model to ensure a smooth and transparent process for both our borrowers and lenders. Our team has closed and funded over a combined $500M in both traditional and private funding transactions.
Ray Walter
CEO and Founder
Curtis Simpson
Chief Lending Officer
Nicole Southerland
VP of Lending Operations
Dorothy Horton
Operations Manager
Melanie Miller
Loan Servicing Manager
Borrower Reviews
Above all, your experience matters. That’s why we don’t get paid until your loan closes. Check out what our borrowers are saying about their experience with us!
“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships.”
“Capstone went above and beyond for us with our loan. When times got tough with our contractor, Capstone was right there to offer advice on how to proceed with a successful closing. They are definitely the best lenders we have ever worked with!”
Mark Pecina (Pastor of Faith Builders Worship Center)
Borrower
“My wife and I have now been investing with Capstone Capital Partners for 1 year and we are VERY impressed with their professional, transparent approach when dealing with both lenders and borrowers. Recently, we happened to be visiting Austin and called to see if we could drop by to meet the team. When we got there, we felt like we were dropping by to see some old friends!”
Mike Wilson
Investor
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Reach us.
If you would like a rate quote, please call us or fill out this short form to the right and someone will get back to you shortly.
507 Denali Pass, Suite 401
Cedar Park, TX 78613