Capstone Capital Partners, LLC | Capstone Fund, LLCCall Us Today! 512-257-1330 |


Fast, Friendly & Direct Hard Money

“More Expensive than a Bank, but Cheaper than a Partner”

How Our Hard Money Loans Work

Loan Terms:

When you need to close quickly without the red tape. Capstone uses private capital we raised in our Mortgage Fund to close our hard money transactions. We are a direct lender and we close all loans in house. Please see below for a range of what we offer: 

  • Interest Rates: 10% – 12% (interest only payments)
  • Origination Fees: 3% – 4% (please call for pricing)
  • Loan to Values: 70% (can use ARV. Will consider higher LTV’s case by case)
  • Amortization: Typically our bridge loans run from 1-3 years in length.

Investment Property Types:

  • Single Family Homes: New Construction & Renovation
  • Condo, Duplex, 4-Plex: New Construction & Renovation
  • Commercial Properties: Multi-Family; Retail; Office; Industrial and Land.

Call Us Today

Capstone covers all 4 major metropolitan cities: Dallas/Forth Worth, Austin, San Antonio and Houston. Capstone also closes loans in other cities throughout Texas.


 Watch our 2 Minute Video

At Capstone we build our business one relationship at a time. We do this by valuing every clients individual needs. We also minimize the red tape and timing to close, while maximizing the terms and cash available for every deal.

Come find out why most of our business is by repeat and referral. Hear what others say about Capstone and how we are a funding partner they can trust.




Capstone is here to meet all of your private lending needs. From fix and flips to ground up construction, we have the right loan for you.

As a leader in Texas hard money loans, we’re confident in our ability to meet and exceed your expectations.

New Construction & Renovation

Loans for rehab and new construction.
12 – 18 month loan terms.
Up to 90% LTC not to exceed 70% AVR

Rental Investments Loans

Loans for rental and commercial properties.
24 month loan terms.
Up to 70% based on the “As-Is” value

Commericial Bridge Loans

Loans for commercial and development.
12 – 36 month loan terms.
Up to 90% 60% AVR or up to 70% on the “As-Is” Value

Frequently Asked Questions

 Capstone primarily lends across the major metropolitan areas in Texas including Austin, San Antonio, Houston, and Dallas/Fort Worth (other cities on a case by case basis): 


What properties do you lend on?

Single-family residential, multi-family residential, commercial (all types), rehab properties, rentals, and urban land.

Will you lend on my Homestead?

No, we do not lend on homesteads or a borrower’s current residence. All of our loans are considered commercial loans meaning that they are for business purposes. The property cannot be inhabited by the borrower. 

Will you lend to my LLC?

Yes, nearly all of our loans are made to real estate investment companies.

Are there any upfront costs?

There are NO up-front fees to Capstone. In other words we do not get paid if we don’t close your loan; however the borrower is responsible for any 3rd party costs such as the appraisal fee, etc. These costs can be paid directly to the 3rd party.

What Loan to Values do you offer?

We prefer 70% or less; however, we have considered as high as 75% for a strong asset and borrower situation.

What size loans do you fund?

The typical loan range is $100,000 – $2M; however, all loans are considered on a case-by-case basis.

What criteria do you use to approve a loan?

The primary criteria is the project’s loan-to-value (LTV) ratio, market demand for the project, borrower’s experience and ability to service the debt, and an achievable exit strategy. Depending on the nature of the project, other criteria may need to be evaluated before approving a loan.

How long does it take to approve and close a loan?

We can typically approve loans within 48 hours or less of the request. Often we can close in as little 7-10 days from the appraisal or value in hand. The more organized and responsive the borrower, the faster we can close.

Reach Us

If you would like a rate quote, please call us or fill out this short form to the right and someone will get back to you shortly. If you need a full loan approval, please fill out our Loan Request Form.

507 Denali Pass, Suite 401

Cedar Park, TX 78613

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