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Photo by Ansem27 on Wikimedia Commons [Creative Commons] This suburban city is located in both Collin and Denton Counties on the Metroplex’s north side. It has an estimated population of over 225,000 as of early January 2023, and its growth shows no signs of stopping. A developer recently announced plans to build 1,200 new homes in the area. A luxury golf resort recently opened in Frisco. Plans are underway for a Universal Studios theme park. These and other developments are sure to continue boosting the Frisco real estate market. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/77f6b66d-ade8-4e9d-b1b5-83cdcbb573e7/0011Fort_Worth_Stockyards_Exchange_Ave_E_Texas.jpeg Articles - Where Can Dallas/Fort Worth New Construction Investors Build in 2023? - Make it stand out Photo by Mark Fisher on Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/43b3a9fc-4596-44c6-8493-df30aad47e35/Frisco_Downtown_Water_tower_05312010.jpeg Articles - Where Can Dallas/Fort Worth New Construction Investors Build in 2023? - Photo by Rainchill on Wikimedia Commons [Creative Commons] This suburban city is located in both Collin and Denton Counties on the Metroplex’s north side. It has an estimated population of over 225,000 as of early January 2023, and its growth shows no signs of stopping. A developer recently announced plans to build 1,200 new homes in the area. A luxury golf resort recently opened in Frisco. Plans are underway for a Universal Studios theme park. These and other developments are sure to continue boosting the Frisco real estate market for some time. https://www.capstonelending.com/resources/articles/4-dallas-fort-worth-fix-flip-areas-2023 monthly 0.5 2023-06-20 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/62eabce8-55ab-4413-af0f-1782551c0237/pexels-nate-hovee-4658019.jpg Articles - 4 Dallas/Fort Worth Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Nate Hovee on Pexels https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/b61157a6-88eb-4704-93fa-1fa2ee6ca7b0/Dallas_downtown_skyline_seen_from_Lake_Cliff.jpeg Articles - 4 Dallas/Fort Worth Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Drumguy8800 on Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/ec384a0f-26f2-4bc3-a107-4187d45e9c30/White_Rock_Lake_2014.jpeg Articles - 4 Dallas/Fort Worth Areas to Take Advantage of with a Fix & Flip Loan Photo by Bedelia13 on Wikimedia Commons [Creative Commons] The Lake Highlands area covers a large portion of northeast Dallas. It borders the cities of Garland and Richardson and provides quick access to the parks and trails around White Rock Lake. House prices in Lake Highlands can vary widely. Homes listed for $1 million or more began to appear when the Texas real estate market started heating up in 2020. The median sale price rose to $489,000 by the end of 2022. House flippers might be responsible for much of this trend. At the same time, modest single-family homes from the 1960s and ‘70s still abound. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/3c2b3b87-6ec6-4d51-a9da-45348c7267b6/P1520680-1.jpeg Articles - 4 Dallas/Fort Worth Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Drewp4vp on Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/f3046da1-b50d-4f35-8a05-a254c0449a80/2560px-TWU_Administration_Building_%281_of_1%29.jpeg Articles - 4 Dallas/Fort Worth Areas to Take Advantage of with a Fix & Flip Loan - Photo by Rene Gomez Photography on Wikimedia Commons [Creative Commons] One of the best neighborhoods for fix and flip investments in the DFW area is affectionately known as “Poly”, located southeast of downtown. The neighborhood derives its name from Texas Wesleyan University, which began in 1890 as Polytechnic College. Like many “inner city” areas, Poly was solidly middle class for much of the 20th century but experienced an economic downturn beginning in the 1960s and ‘70s. It is now seeing efforts at revitalization. Poly and surrounding neighborhoods have been one of the busiest areas in the state for house flipping in recent years. It features midcentury homes with a median sale price of around $260,000. The median price has more than doubled in less than three years, rising from less than $100,000 in 2020. https://www.capstonelending.com/resources/articles/4-san-antonio-areas-fix-and-flip monthly 0.5 2023-01-24 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1f3b41bf-4403-40d5-8a26-b2baad551d10/toyota+field+sa.jpg Articles - 4 San Antonio Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/ab12a681-573f-4f77-9b00-21fbe3a9cbb3/highlandparkSA.JPG Articles - 4 San Antonio Areas to Take Advantage of with a Fix & Flip Loan Highland Park sits adjacent to Denver Heights to the east and south. Its growth has not been quite as explosive as Denver Heights, with the median home price rising 3.2% year-over-year to $226,000 in October 2022. Its proximity to downtown San Antonio makes it an appealing location for many families and has promoted steady growth over the years. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/f713fb00-6421-429b-b324-4a5ada96ac8a/nb.jpg Articles - 4 San Antonio Areas to Take Advantage of with a Fix & Flip Loan Moving away from central San Antonio, the nearby town of New Braunfels is also experiencing significant growth. The U.S. Census Bureau estimated that it was the fifth-fastest-growing city in the country during the year ending in July 2021. By then, the town’s population had reached 98,857. The median home price rose 12.6% year-over-year, reaching $450,000 in October 2022. New Braunfels sits near the edge of the Edwards Plateau, also known as the Texas Hill Country. It features numerous opportunities for outdoor activities. The Schlitterbahn water park was the largest in Texas until its counterpart, Schlitterbahn Galveston, opened in 2006. https://www.capstonelending.com/resources/articles/2023-where-build-san-antonio-new-construction monthly 0.5 2023-01-02 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/6f51a051-6833-4b01-b950-13dd98e1fec0/walk-292995_1920.jpg Articles - Where Can San Antonio New Construction Investors Build in 2023? - Make it stand out Image by desmarsol from Pixabay https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/9f223cdf-3383-4158-828a-2515954ef101/pexels-jose-gil-5740937.jpg Articles - Where Can San Antonio New Construction Investors Build in 2023? - Photo by JOSE GIL from Pexels Photo by JOSE GIL from Pexels https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/eb99d786-32e7-43cc-aa17-89e3e9703ccc/pexels-henry-becerra-4599931.jpg Articles - Where Can San Antonio New Construction Investors Build in 2023? - Photo by Henry Becerra from Pexels Photo by Henry Becerra from Pexels https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/b9111771-498a-4867-a09e-4e418559cad4/tower-of-the-americas-5036083_1920.jpg Articles - Where Can San Antonio New Construction Investors Build in 2023? - Make it stand out Image by Brian Gibbs from Pixabay https://www.capstonelending.com/resources/articles/4-austin-areas-fix-flip monthly 0.5 2022-12-15 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/31f50471-5163-4264-b7e4-55185c4cc8a1/1280px-Afternoon_view_of_Downtown_Austin_%28331211612%29.jpeg Articles - 4 Austin Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Tim Patterson from Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/c80766fc-328d-4422-8873-bf0aa960de0c/Taylor%2C_TX_sign_IMG_2214.jpeg Articles - 4 Austin Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Billy Hathorn from Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1d1f5485-9082-4c84-b84f-903231ce2d53/Cesar_Chavez_Mural_-_East_Side.jpeg Articles - 4 Austin Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by Everdayzac from Wikimedia Commons [Creative Commons] https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/6c71d581-d38d-41a7-9c33-9a038ff963a1/govalle+austin.JPG Articles - 4 Austin Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo from Trulia https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/cf00097b-5f89-4352-8f15-dab8d05cbd5a/29153528543_eaee1271ea_k.jpg Articles - 4 Austin Areas to Take Advantage of with a Fix & Flip Loan - Make it stand out Photo by sbmeaper1 from Flickr [Creative Commons] https://www.capstonelending.com/resources/articles/where-austin-construction-investors monthly 0.5 2022-12-05 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/b6f2c685-bbd7-49d3-9ca6-01262c7b92a0/Austin_Skyline_from_the_Southeast_2022.jpeg Articles - Where Can Austin New Construction Investors Build in 2023? - Make it stand out Photo by Larry D. 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A Beginner's Guide - Make it stand out Photo by Pixabay from Pexels https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/8f878b61-5572-402e-907c-cb54bd92a7e1/run-down-house.jpg Articles - How Does a Hard Money Loan Work? A Beginner's Guide - Make it stand out Photo by Laurie Shaw from Pexels https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/9c154e0f-4caf-43ee-bde4-e1aab3d3d279/austin-tx-skyline.jpg Articles - How Does a Hard Money Loan Work? 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No red tape; no loan committees. We’ve funded over $500M over our combined decades of experience. We process, close, and even service our loans in-house with our own servicing company. Hard money is made easier with Capstone. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1602353479636-3FMT9RGCX3ZEDRCECGRM/image-asset.jpeg Trusted Hard Money Lenders in Texas | Capstone Capital https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1602353494504-IHILTEG7A5AUT717NM30/image-asset.jpeg Trusted Hard Money Lenders in Texas | Capstone Capital https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1602353629393-8ZGICVK4A2VR4MYGVC0U/tx-barn.jpg Trusted Hard Money Lenders in Texas | Capstone Capital https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/b1fd5c3e-9554-4f20-9f91-92fbffbf18b8/capstone-team-2024-04.jpg Trusted Hard Money Lenders in Texas | Capstone Capital - Our Leadership Team The Capstone team has developed an innovative business model to ensure a smooth and transparent process for both our borrowers and lenders. Our team has closed and funded over a combined $500M in both traditional and private funding transactions. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/4f00542b-3e93-4eac-b1e1-6c4a0b3d5983/Ray-Walter-compressed.jpg Trusted Hard Money Lenders in Texas | Capstone Capital Ray Walter CEO and Founder https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1e45a531-bd9f-412c-9b8c-1e705c4ea6b8/Curtis-compressed.jpg Trusted Hard Money Lenders in Texas | Capstone Capital - Curtis Simpson Curtis Simpson Chief Lending Officer https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/36b88c60-7ee1-433b-896e-7747e45d61a3/Nicole-compressed.jpg Trusted Hard Money Lenders in Texas | Capstone Capital Nicole Southerland VP of Lending Operations https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/f44f10ff-65d5-4532-80c4-773900545bb0/Dorothy-compressed.jpg Trusted Hard Money Lenders in Texas | Capstone Capital Dorothy Horton Operations Manager https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/160a06ea-361d-4902-969d-d8663bf94b0d/Melanie-compressed.jpg Trusted Hard Money Lenders in Texas | Capstone Capital Melanie Miller Loan Servicing Manager https://www.capstonelending.com/service-areas/austin/hard-money daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1602817044142-K1PG9ZNAETR2AR4YKVR9/austin-skyline.jpg Trusted Hard Money Lenders in Austin | Capstone Capital - Capstone Advantages Austin is a competitive market. Don’t let a bank’s red tape and delays cost you the deal. Capstone offers specific advantages over other hard money lenders in Austin. Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Eligible property types include fix & flips, land, multifamily, commercial, mixed-use, and more! Get pre-approved in 24 hours https://www.capstonelending.com/resources/reviews daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182419718-7WWN92DTNFFZR4U1T1GT/david+yeary.png Reviews https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182478438-X017TC4LTYY602ND6O11/jim+calhoun.png Reviews https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182511143-07ZWMFD3AH2GVKL0ET64/dan+byler.png Reviews https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182831607-A418IDAFOPP980V47ASP/mark+pecina.jpg Reviews https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182542486-A7GVT3NS0NFMTCYTU7DS/mike+wilson.png Reviews https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1613182735197-MC4TI1H3V5Q9L0GH7URD/kenn+renner.jpg Reviews https://www.capstonelending.com/service-areas/san-antonio/hard-money daily 0.75 2022-08-10 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604293916760-U4HH3Y3R50OD05CTR4G9/san-antonio-rivercenter.jpg Trusted Hard Money Lenders in San Antonio | Capstone - Capstone Advantages Strict guidelines and delays can put you out of a deal. Our San Antonio borrowers are given advantages that a big bank just can’t replicate. Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Eligible property types include fix & flips, land, multifamily, commercial, mixed-use, and more! Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/corpus-christi/hard-money daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604293439206-GTR6PTS8CV7YYXK67SHV/corpus-aerial.jpg Corpus Christi's Hard Money Lenders | Capstone Capital - Capstone Advantages The qualification restrictions of a big bank can prevent you from making it to the closing table. We offer an easier experience for hard money loans in Corpus Christi. Check out a few of your advantages with Capstone: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Eligible property types include fix & flips, land, multifamily, commercial, mixed-use, and more! Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/san-marcos/hard-money daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604294085701-E60BHW497A7G83S3537N/san-marcos-2.jpg San Marcos' Trusted Hard Money Lender: Capstone Capital - Capstone Advantages We have a proven track record of fast closings and superior service. Why do Texans choose Capstone? Here are just a few of our advantages: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Eligible property types include fix & flips, land, multifamily, commercial, mixed-use, and more! Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/new-braunfels/hard-money daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604296797122-3NV4JMP8SP7XDQLZB8YM/san-marcos-river.jpg New Braunfels' Trusted Hard Money Lenders | Capstone - Capstone Advantages There are several reasons New Braunfels chooses Capstone over big banks. Here are a few of our standouts! Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Eligible property types include fix & flips, land, multifamily, commercial, mixed-use, and more! Get pre-approved in 24 hours https://www.capstonelending.com/loans/fix-and-flip daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604792765227-8HF3TEEYHT98W9LF3SPH/fix-flip.jpg Trusted Fix & Flip Hard Money Lenders in Texas | Capstone - Capstone’s Fix & Flip Advantage We don’t get paid until you do. That means zero upfront fees. Check out our competitive fix and flip loan terms: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Get pre-approved in 24 hours https://www.capstonelending.com/loans/commercial-real-estate daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604792765227-8HF3TEEYHT98W9LF3SPH/fix-flip.jpg Trusted Commercial Bridge Lenders in Texas | Capstone - Capstone’s Commercial Bridge Advantage There are several specific benefits when choosing Capstone to fund your commercial project. Check out a few of the advantages available to our borrowers: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $2M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/loans/multifamily daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604794968083-QPXKA5GXYEA1OGTSB80Y/multifamily.jpg Trusted Multifamily Hard Money Lenders in TX | Capstone - Capstone’s Multifamily Advantages Multifamily properties are one of the most popular real estate investments. Multiple renters in a single property help outweigh your monthly costs and management time. Check out a few specific benefits that our multifamily property borrowers take advantage of: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand No prepayment penalties Put down as little as 10% Loan values from $100K to $7M Get pre-approved in 24 hours https://www.capstonelending.com/loans/rental-property daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604795684495-4UI4IP7I4J41QVWRJO3X/for-rent.jpg Rental Property Hard Money Lenders in Texas | Capstone - Competitive Rental Investment Loan Terms Check out some of our competitive lending parameters for rental investment loans. Keep in mind that each borrower’s profile is different and terms may vary. Zero upfront fees - we’re only paid when your loan closes! Up to 24 months of interest-only payments No prepayment penalties Close in as fast as 7 days with an accepted appraisal in hand Up to 75% “as-is” ARV Single family homes, condos, mixed-use buildings, multifamily properties, and more are eligible Starting from 10-12% APR and 3-4% in points Get pre-approved in 24 hours https://www.capstonelending.com/loans/renovation daily 0.75 2021-02-16 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604796214823-8NPAJGDYQASRO6G5ETK2/renovation-crew-paint.jpg Renovation Hard Money Loan Lenders in Texas | Capstone - Capstone’s Renovation Advantages With Capstone, you’ll work with a dedicated team from start to finish. We even utilize our own in-house servicing company for processing, closing, and servicing. Check out more of the specific benefits you can expect when working with us: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Single family, multi-family, condos, and small commercial properties are all eligible for renovations Get pre-approved in 24 hours https://www.capstonelending.com/investors daily 0.75 2021-05-21 https://www.capstonelending.com/faq daily 0.75 2020-11-27 https://www.capstonelending.com/about-us daily 0.75 2023-10-19 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617892169458-VD72D9T9MH4QJR5RIK71/Ray-Walter.jpg Who We Are | Capstone Capital Partners - Ray Walter CEO and Founder Ray Walter grew up in Orange County, California, and learned about real estate investing from his family at an early age as he watched his father save every penny he could to purchase investment property. In the early 90’s his family discovered attractive real estate opportunities in central Texas. Eventually, this passion for real estate moved Ray and his entire family to the Austin area that same decade. Before founding Capstone Capital Partners in 2012, Ray started out with conventional mortgage lending in 1998 and eventually became a Licensed Texas Mortgage Broker for a period of time. Over time Ray moved out of the conventional lending space altogether and focused primarily on Private Lending (his passion) and helping other local private lending companies with their origination process. In 2007, Ray founded Capstone Servicing Corp, a servicing company that services private loans on real estate. Capstone Servicing has serviced more than $200M in private loans since 2007. Through many hardship lessons, especially during the credit crisis of 2008, Ray has learned the value of staying prudent while maintaining a relational approach to lending by focusing on creating positive lasting relationships with his clients to create a win-win scenario on every transaction. Ray has been in the mortgage lending business for over 24 years and enjoys his passion of lending. Ray and his wife, Kayla, live in the Orange County, California with their three children. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617892636323-NNJZ591ZRNW8C29RPUJV/Curtis.jpg Who We Are | Capstone Capital Partners - Curtis Simpson Chief Lending Officer Curtis joined Capstone in 2017 with more than 30 years of experience in business-building, venture capital, investor relations, real estate, sales & marketing, construction, business development, public speaking, and operations management. He leads Capstone’s growth through loan originations, asset valuation, due diligence, asset performance, forecasting, and investment diversity. He utilizes high-value relationships to make connections, structure deals, develop solutions, and create "win-win" scenarios to achieve optimal results. In addition to a degree in Economics from the University of Texas at Austin, Curtis is proud to be a small part of the fraternity of Texas Longhorn football players as a former QB. He has served on the Board of Directors at companies in the real estate, restaurant, finance, technology, and broadcasting industries. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617892863821-ZJW099YWLE4NCI1OP09H/Nicole.jpg Who We Are | Capstone Capital Partners - Nicole Southerland Vice President of Lending Operations Nicole Southerland is an Austin native and serves as Capstone’s Vice President of Lending Operations. She ensures that all lending operations are aligned, organized, processed, and closed efficiently while also assisting with loan origination. Aspiring to put 10+ years of commercial and mortgage lending experience to use in private lending, Nicole joined the Capstone team in 2019. Nicole is passionate about cultivating clear and timely communication with Capstone’s borrowers and takes pride in creating seamless closing experiences. Nicole lives in Cedar Park with her husband of 17 years along with three adorable, yet very energetic boys. She enjoys spending time outdoors with her family, reading, and cheering on her sons’ baseball teams. She attends Expression Church in Cedar Park where she and her husband actively serve in kids ministry. Nicole has B.S. from Texas State University. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617895238962-8XZEACG8UURLJIBJJMJM/Dorothy.jpg Who We Are | Capstone Capital Partners - Dorothy Horton Operations Manager Dorothy Horton has been with the Capstone companies since 2005. She oversees the daily business operations including loan servicing, bookkeeping, human resources, payroll and office management. Dorothy is a real gem and has worked in several departments bringing a very thorough knowledge to all sides of the business. After very successfully working her way up through the company, Dorothy took on the operations manager role at Capstone Servicing and has been a true asset. Dorothy has worked closely with borrowers and private lenders over the years and works very efficiently handling a majority of the operations of Capstone Servicing. Prior to moving to Austin, Dorothy gained experience in Loan Processing. Her background includes banking, human resources, benefits administration, payroll, and executive administrative work. She attended the University of New Mexico and University of Phoenix majoring in Business Administration. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617896000351-1HDA6SOSU7NISV4ST398/Melanie.jpg Who We Are | Capstone Capital Partners - Melanie Miller Loan Servicing Manager Melanie originally started with the Capstone Companies in 2006 and over the years Melanie has helped build the growth of Capstone to what it is today. Melanie handles many aspects of loan servicing including, but not limited to construction draws, borrower and lender payments and overall support to our clients. Melanie began her career in banking specializing in credit and lending eventually becoming Executive Secretary to the VP. Melanie has also managed large multi-family complexes and was an Assistant Manager for one of the southwest region’s largest real estate offices in Santa Fe, New Mexico. Melanie has diverse experience and a wide range of knowledge in banking, real estate investing, retail management, realtor, and executive administrative work. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/fe42374f-47f2-40ea-82ac-f80f1c6ff703/Ashley.jpg Who We Are | Capstone Capital Partners - Ashley Hester Loan Servicing Specialist Ashley Hester joined the Capstone team in August 2022. She handles many aspects of loan servicing and borrower communications and support. Her diverse background in finance and construction are invaluable to Capstone’s mission. Ashley came to Capstone with 10 years of business experience in finance and accounting, audit, risk management, business development, construction, and project management. Throughout her career, she has worked for premier design-build developers and contractors in Texas. She believes that the construction industry is a phenomenal industry to be a part of as it is one of constant change, incredible results, and an opportunity to positively impact the community. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/5f696885-e98f-4f26-b88b-b05ee36ae720/Lazslo.jpg Who We Are | Capstone Capital Partners - Laszlo Szabo Consultant – Business Process and Operations Laszlo is a first-generation American. Raised in Texas by his Hungarian father and German-Hungarian mother, he grew up in a household where retaining his family’s heritage and languages was important. Laszlo graduated from Texas A&M University with a Bachelor of Science degree and has pursued dual careers in information technology and construction for the past 25 years. His interests in real estate and construction began in the 80s when his father guided him through his first real estate investment. In 1998, Laszlo and his wife Dianne moved to the Austin area where he continued his IT career as an International IT Project Manager working overseas and across the US. Laszlo also started and managed a successful construction company and built multiple custom homes. He has been a student of building construction technologies, real estate management, and project management holding a current Project Management Professional Certification. While in Austin, Laszlo has invested in real estate projects as a lender of capital but has also contributed to his investments through providing his skills in architectural design, new and renovated construction, strategy and planning, project management, ongoing multi-family facility and tenant management, communication specific to builders, lenders, contractors, realtors, attorneys and city officials culminating in many successful residential and multi-family project exits. In his free time Laszlo enjoys the outdoors, road and mountain biking, hiking, and gardening. As of March 2022 Laszlo has joined the Capstone team as a contractor to work across all departments to improve business processes, standards of operations, technology, and communications as it applies to all stakeholders. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617894999593-3L9ZV6D2ECJF01D9RWO2/Jeremy.jpg Who We Are | Capstone Capital Partners - Jeremy Pate Investor Relations Jeremy Pate, our Senior Loan Processor, started with Capstone in 2014 and brings with him more than 20 years of experience in the mortgage lending industry. Jeremy graduated from Lamar University in Beaumont, Texas with a degree in Mass Communication and a minor in Business. Jeremy is a great asset to Capstone with his amazing people skills and his mortgage experience developed over the years making him a valuable contribution to our Capstone Team. He works with borrowers to obtain necessary items and oversees the closing process for the lenders. Creatively meeting the needs of our clients is what Jeremy likes best in his role at Capstone. Jeremy is actively involved with his church as he serves in many different ministries. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617895355047-I7FQ8YA16N3L7K8ODFGY/Mindy.jpg Who We Are | Capstone Capital Partners - Mindy Walter Consultant Mindy Walter has been in the real estate sales, leasing, and property management industry for more than 25 years. She holds an active Texas Real Estate Broker’s License and serves as our Asset Manager. Mindy is responsible for overseeing asset management in Capstone’s loan portfolio across the state of Texas. She appreciates working directly with lenders and borrowers while bringing her decades of diversified property management experience and skills to our team. As part of her duties, Mindy regularly conducts site visits and meets with contractors, builders, and vendors. In addition, she oversees the collection of payments from borrowers. She is also responsible for managing the proper disposition of foreclosed properties when they occur. Mindy purchased her first rental property in 2003 and has been an active landlord since. Mindy moved to Austin in 1994 to go to school and entered the real estate and lending sectors at the young age of 17. Outside of work, her passions are camping, RV traveling, and hiking with her black lab. https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1617896300959-H85K1KE45UOKBWO51I60/Kayla.jpg Who We Are | Capstone Capital Partners - Kayla Walter Advisor With a background and education in real estate, home building, interior design, architecture, and new home consulting, Kayla is a great fit for this role. During her formative years, Kayla had the pleasure of helping her parents grow and build an interior design and home furnishings company. She went on to graduate from the University of Texas with a Bachelor of Science Degree in Interior Design. After working in residential and commercial design, Kayla branched off into real estate in 2000. She enjoyed the privilege of working for Newmark Homes and then DR Horton Homes as a new home sales consultant. Kayla’s passion is her family, and she also works closely with Ray Walter (her husband) on important decisions for the business. She skillfully divides her time between her family including three children in elementary school and serving in church related ministry roles. https://www.capstonelending.com/service-areas/austin/commercial-bridge-loans daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606020211775-BXEQ5763HFO2TR65YFHT/austin-skyline.jpg Austin's Trusted Commercial Bridge Lender | Capstone - Capstone’s Commercial Bridge Advantage Sometimes, a traditional bank’s red tape and delays cost builders their opportunities. Since we’re a private lender, we’re able to exercise more flexibility in who can qualify for a commercial bridge loan, and close quickly. Check out more benefits of working with Capstone: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $2M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/corpus-christi/commercial-bridge-loans daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606020211775-BXEQ5763HFO2TR65YFHT/austin-skyline.jpg Corpus Christi's Commercial Bridge Lender | Capstone - Capstone’s Commercial Bridge Advantage A traditional bank can cost an opportunity when you need to close fast. Being able to secure financing quickly is one reason why commercial bridge borrowers use a trusted private lender. Take a look at some additional specific examples of the benefits that Capstone has to offer! Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/new-braunfels/commercial-bridge-loans daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604800513245-W64MHKDMPQVYIDYMYF5N/another-bridge.jpg New Braunfels' Commercial Bridge Lender | Capstone - Capstone’s Commercial Bridge Advantage New Braunfels borrowers choose Capstone as their private commercial bridge lender for several reasons. Check out some specific benefits of working with Capstone: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $2M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/san-antonio/commercial-bridge-loans daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604293916760-U4HH3Y3R50OD05CTR4G9/san-antonio-rivercenter.jpg San Antonio's Trusted Commercial Bridge Lender | Capstone - Capstone’s Commercial Bridge Advantage Our commercial borrowers are afforded a quick and simple process that enables them to start projects as soon as possible. Check out some specific benefits with private commercial bridge financing through Capstone Capital Partners: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $2M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/san-marcos/commercial-bridge-loans daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1604793548249-2VHCVAX1VOO14DRNND6V/bridge-evening.jpg San Marcos' Trusted Commercial Bridge Lender | Capstone - Capstone’s Commercial Bridge Advantage There are several reasons why San Marcos borrowers choose Capstone as their private commercial bridge lender. Check out some of our specific benefits: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Close in as fast as 7 days with an accepted appraisal in-hand Up to 70% ARV Put down as little as 10% Loan values from $100K to $2M Land, multifamily, industrial, mixed-use, retail, and more are eligible for commercial bridge loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/austin/new-construction daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606280198062-ALSDZYSCRFM0KR6U71KS/construction-2.jpg Austin | New Construction - Capstone’s New Construction Advantage Check out some specific lending parameters and advantages available to new construction hard money borrowers in Austin: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Simple & efficient draw process Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/corpus-christi/new-construction daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606280544560-UU9FBSWGQVR7QZFLXGGQ/construction-4.jpg Corpus Christi | New Construction - Capstone’s New Construction Advantage There are several reasons that construction spec borrowers choose us over traditional banks and other private lenders. These are a few specific ways that Corpus Christi builders win with Capstone: Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Simple & efficient draw process Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/new-braunfels/new-construction daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606280120506-V1PVINUO11ZJ92SNJK00/construction-1.jpg New Braunfels | New Construction - Capstone’s New Construction Advantage Check out a few reasons why New Braunfels borrowers choose Capstone as their private new construction hard money lender. Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Simple & efficient draw process Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/san-antonio/new-construction daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606280517257-1Z02QJAZ02ZZPW7LINM6/construction-3.jpg San Antonio | New Construction - Capstone’s New Construction Advantage Check out a few reasons why San Antonio borrowers choose Capstone as their private new construction hard money lender. Competitive pricing: from 10-12% APR and 3-4% in points 12 to 24 months of interest-only payments Simple & efficient draw process Up to 70% ARV Put down as little as 10% Loan values from $100K to $7M Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans Get pre-approved in 24 hours https://www.capstonelending.com/service-areas/san-marcos/new-construction daily 0.75 2021-02-13 https://images.squarespace-cdn.com/content/v1/5f81d49ac16f6c6fe125e453/1606280854750-SFQ3R8VQ4WBDDAN1BE2E/construction-5.jpg San Marcos | New Construction - Capstone’s New Construction Advantage Capstone funds construction spec projects with some specific benefits. As a private lender, our process is fast and straightforward. 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Most of our borrowers are repeat clients and friends. We’re an A+ Better Business Bureau lender with the track record and testimonials to inspire confidence in new borrowers. 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