New Construction Hard Money Loans in San Antonio
Since 2006, Capstone Capital Partners has served as the spec construction lender San Antonio trusts. Our team has closed over $500M in loans throughout our many decades of combined experience. San Antonio is a growing city full of new construction opportunity. Higher education, tourist destinations, career opportunity, and rich Texas culture brings people from around the world to the Alamo City.
Because we lend private capital, our pricing is more competitive than traditional short-term hard money lenders. Traditional banks may take more than thirty days to fund a new construction loan, while Capstone funds in as fast as seven days with an accepted appraisal in hand! Plus, we process, close, and service, our loans in-house. You’ll work with the same dedicated team from start to finish. Get pre-approved in 24 hours with the new construction lender San Antonio trusts!
Capstone’s New Construction Advantage
Check out a few reasons why San Antonio borrowers choose Capstone as their private new construction hard money lender.
Competitive pricing: from 10-12% APR and 3-4% in points
12 to 24 months of interest-only payments
Simple & efficient draw process
Up to 70% ARV
Put down as little as 10%
Loan values from $100K to $7M
Single-family, multifamily, condos, commercial properties, and more are eligible for spec construction loans
Get pre-approved in 24 hours
Texas Borrower Reviews
The first step to any successful new construction project is to find a trusted lender. We’ve held A+ BBB ratings since 2006, as we’ve built our reputation one relationship at a time. Check out what our borrowers are saying!
“Always up front, honest and full of integrity. These guys are the real deal in private lending.”
Kenn Renner
Austin Realtor
“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships.”
Mark Pecina (Pastor of Faith Builders Worship Center Austin)
Borrower
What’s a Spec Construction Loan?
“Spec” is short for “speculative”, which refers to the basis on which we lend. We lend money based on what we speculate the property to be worth after construction is finished. Spec construction loans are for builders and developers, and not for borrowers who are looking to move into the home as their primary residence. Capstone Capital Partners does not serve homestead or owner-occupied loans.