Direct Private Capital
Capstone is a hassle-free direct hard money lender. We fund both residential and commercial properties in Texas with a focus on new construction and commercial. We are a family owned, BBB accredited business and we make loan decisions quickly. We love on borrowers and we protect our brokers.
Loans based on the ARV value
We use the final market value for LTV purposes.
Simple and Fast Loan Process
We can close in a week with an appraisal in hand.
Flexible Terms
We are not stuck in a lending box. We have prime pricing for strong deals.
Your Texas Hard Money Lender
Capstone specializes in all 4 major metropolitan cities: Dallas/Fort Worth, Austin, San Antonio and Houston. We also fund other cities throughout Texas.
Private Lending Since 2006
Our team makes decisions to fund internally and without the red tape or loan committees. This means faster closings and less hassle. We can close in as little as 7-10 days from an appraisal and/or a broker price opinion (BPO).
Millions+
In Available Capital
Same Day Pre-Approvals
With in 24 hours
Local Texas Lender
Family Owned
YOUR LOAN OPTIONS
Capstone is here to meet all of your private lending needs. From fix and flips to ground up construction, we have the right loan for you.
As a leader in Texas hard money loans, we’re confident in our ability to meet and exceed your expectations.
New Construction & Renovation
Loans for rehab and new construction.
12 – 18 month loan terms.
Up to 90% LTC not to exceed 70% AVR
Rental Investments Loans
Loans for rental and commercial properties.
24 month loan terms.
Up to 70% based on the “As-Is” value
Commericial Bridge Loans
Loans for commercial and development.
12 – 36 month loan terms.
Up to 90% 60% AVR or up to 70% on the “As-Is” Value
Our Executive Team
The Capstone team has developed a unique and innovative business model for private lending that makes it a smooth and transparent process for both our borrowers and lenders. With our combined experience our team has closed and funded over 500M in loans for both traditional and private funding transactions.
Ray Walter
CEO
Jeremy Pate
Loan Processor/Closer
Dorothy Horton
Operations Manager
Melanie Miller
Administrative Support
Our Satisfied Borrowers
“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships”
“Capstone went above and beyond for us with our loan. When times got tough with our contractor, Capstone was right
there to offer advice on how to proceed with a successful closing. They are definitely the best lenders we have ever worked with!”
Recent Blogs
5 Tips for Getting a Hard Money Loan
If you are thinking about funding a fix and flip, new construction or rental property; there are a few things to consider before applying for a Hard Money Loan.
read more
Hold or Flip? Hard Money Solutions in a Conventional World
Over the past decade or so, the concept of flipping houses has taken hold. Perhaps due to the number of cable TV shows…
read more
Be Wary of Upfront Fees to Hard Money Lenders
Private loans work like most any other type of financing secured by real estate. A real estate investor identifies a property that is priced well…
read moreReach Us
If you would like a rate quote, please call us or fill out this short form to the right and someone will get back to you shortly. If you need a full loan approval, please fill out our Loan Request Form.
507 Denali Pass, Suite 401
Cedar Park, TX 78613
info@capstonelending.com