Direct Private Capital
Capstone is a hassle-free direct hard money lender. We fund both residential and commercial properties in Texas with a focus on new construction and commercial. We are a family owned, BBB accredited business and we make loan decisions quickly. We love our borrowers and we protect our brokers.
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At Capstone we build our business one relationship at a time. We do this by valuing every clients’ individual needs. We also minimize the red tape and timing to close, while maximizing the terms and cash available for every transaction.
Come find out why most of our business is by repeat and referral with 5 star reviews. Hear what others say about Capstone and how we are a funding partner they can trust.
Loans based on the ARV value
We use the final market value for LTV purposes.
Simple and Fast Loan Process
We can close in a week with an appraisal in hand.
Flexible Terms
We are not stuck in a lending box. We have prime pricing for strong deals.
Your Texas Hard Money Lender
Capstone specializes in all 4 major metropolitan cities: Dallas/Fort Worth, Austin, San Antonio and Houston. We also fund other cities throughout Texas.
Private Lending Since 2006
Our team makes decisions to fund internally and without the red tape or loan committees. This means faster closings and less hassle. We can close in as little as 7-10 days from an appraisal and/or a broker price opinion (BPO).

Millions+
In Available Private Capital

Same Day Pre-Approvals
With in 24 hours

Local Texas Lender
Family Owned & BBB with A+ Rating
YOUR LOAN OPTIONS
Capstone is here to meet all of your private lending needs. From fix and flips to ground up construction, we have the right loan for you.
As a leader in Texas hard money loans, we’re confident in our ability to meet and exceed your expectations.
New Construction & Renovation
Loans for rehab and new construction.
12 – 18 month loan terms.
Up to 90% LTC not to exceed 70% AVR
Rental Investments Loans
Loans for rental and commercial properties.
24 month loan terms.
Up to 70% based on the “As-Is” value
Commericial Bridge Loans
Loans for commercial and development.
12 – 36 month loan terms.
Up to 90% 60% AVR or up to 70% on the “As-Is” Value
Our Executive Team
The Capstone team has developed a unique and innovative business model for private lending that makes it a smooth and transparent process for both our borrowers and lenders. With our combined experience our team has closed and funded over 500M in loans for both traditional and private funding transactions.

Ray Walter
CEO/Founder

Jeremy Pate
Investor Relations

John Konakci
Vice President of Business Development

Dorothy Horton
Operations Manager

Melanie Miller
Loan Servicing Manager
Our Satisfied Borrowers
“Our partnership has flourished into a friendship and because of their excellent business practices and vision; they are allowing us to fulfill our dreams as a community based non-profit organization. They are professional, strong in ethics and integrity; they have a caring response to client relationships”
“Capstone went above and beyond for us with our loan. When times got tough with our contractor, Capstone was right
there to offer advice on how to proceed with a successful closing. They are definitely the best lenders we have ever worked with!”
Recent Blogs
5 Tips for Getting a Hard Money Loan
If you are thinking about funding a fix and flip, new construction or rental property; there are a few things to consider before applying for a Hard Money Loan.
read moreHold or Flip? Hard Money Solutions in a Conventional World
Over the past decade or so, the concept of flipping houses has taken hold. Perhaps due to the number of cable TV shows…
read moreBe Wary of Upfront Fees to Hard Money Lenders
Private loans work like most any other type of financing secured by real estate. A real estate investor identifies a property that is priced well…
read moreAustin Best Hard Money Lenders
Welcome to Capstone Capital Partners, the Austin best hard money lenders that are poised to provide the financing you need to fuel a successful real estate investment project.
Our team boasts decades of knowledge and experience in this space. As your choice in Austin hard money loan lenders, we will put this decades worth of experience to good use for you, helping you to determine the most favorable form of financing for your project.
From home flipping and land acquisition to new construction projects, multi-family housing, hotels and commercial property development, our direct hard money loans offer a variety of benefits when compared to borrowing from traditional lending institutions. We invite you to explore how our Austin hard money financing can cater to the needs of your real estate project.
A Common sense Approach To Lending
Many consider Capstone Capital Partners to be one of the best hard money lenders in Austin TX because, like most hard money lenders, we provide a streamlined, simple application process as a direct hard money lender.
This process means an easy application process (minimal paperwork) and quick closings. On top of that, we provide a few special touches that you won’t get with other hard money loan lenders in Austin TX.
- Fast and easy draws. As your Austin hard money lender, we have a solid draw process where you can access your draw in 4 business days, whereas this process could take weeks with the typical hard money lender.
- Staged funding. As the Austin best hard money lenders, we fund our loans in stages, which lowers your net effective interest rates.
- A responsive staff that wants you to find success. Our loans aren’t just transactions — as your Austin hard money lender, we’ll team up with you for close, personal service that allows you to find financing to fuel a successful real estate project.
Boasting an A+ rating with the Better Business Bureau
Capstone Capital Partners is an Austin hard money lender that has administered millions of dollars in loans, proudly offering a financial boost to the clients that are looking to take advantage of local real estate investment projects. We’ve also garnered an A+ rating with the Better Business Bureau along with 5 star reviews. Put Capstone as your leading Austin hard money loan lender in your corner for a successful construction, renovation or commercial development project.
The success of any real estate investment project starts with financing. Make sure that you are financially equipped with Capstone’s short-term, hard money loans. Learn more about our team, and why we’re widely considered to be the Austin best hard money lenders, by connecting with our staff today!

We are proud to be part of Forbes Business Council
Reach Us
If you would like a rate quote, please call us or fill out this short form to the right and someone will get back to you shortly. If you need a full loan approval, please fill out our Loan Request Form.
507 Denali Pass, Suite 401
Cedar Park, TX 78613