
Articles
Fast, Friendly & Direct Hard Money

The Profit-Killing Hidden Costs of a Fix & Flip
Discover the hidden costs that can derail your house flipping profits. Learn the true average cost to flip a house and how to budget smarter—especially in Texas. Avoid surprises and maximize ROI.

How Long Does it Take to Get a Construction Loan?
How long it takes to close construction loans ranges between 7 and 60+ days. Completed documents, a thoughtful plan, and fast lender speed up the process.

From Dirt to Doors: Ground-Up Construction Loan Timeline
Get a detailed look at the timeline for a ground up construction loan, from pre-construction to occupancy. Learn what hard money lenders expect at each stage—and how to avoid costly delays.

6 Big Budget Mistakes During New Construction Projects
Avoid major financial setbacks during your build. Discover 6 costly budget mistakes in new construction projects—and how you can keep your project on track.

Three New Construction Projects Attract More Austin Investors
With projects spanning residential, commercial, and mixed-use developments, investors are increasingly looking to secure their piece of Austin’s thriving real estate market.

Six New San Antonio Property Developments Investors Should Know About
San Antonio, Texas, has long been an attractive destination for both residents and investors, thanks to its rich cultural heritage, growing economy, and appealing lifestyle.

From Application to Closing, How Fast Can You Get a Mortgage?
Learn more about the process of getting a loan from application to closing.

Can Bridge / Hard Money Loans Be Used for Land Purchases?
Learn more about bridge loans, how lenders view land, and why borrowers may get a bridge or hard money loan for land as opposed to other types of loans.

Pros & Cons for Five Investment Loan Options for Condos
Learn about the various investment loan options for condos as well as the pros and cons of each. FHA, VA, and other mortgage considerations & FAQs.

Mixed-Use Properties: What They Are, Loan Requirements, & More
Learn more about mixed-use properties including mixed-use property examples, loan requirements, insurance costs, property taxes, and more.

Current Bridge / Hard Money Loan Rates (Q4 2024)
Private loan interest rates tend to be higher than many other loans. Learn about current rates and what factors lenders consider when setting rates.

How Much Does it Cost to Get a Bridge / Hard Money Loan?
Hard money and bridge loans offer many advantages, but they also come with costs. Learn more about the costs, and how they affect your bottom line.

Never Settle for Dutch Interest if You Don’t Have To
Dutch interest (AKA "full boat") loan structures cost more than non-dutch (AKA stage funded). Is the perceived borrower "security" really worth it?

How Long Does it Take to Get a Bridge / Hard Money Loan?
Hard money and bridge loans can often close faster than more traditional loans. Learn more about how long it takes and what may slow the process down.

Why Do Successful Investors Use Hard Money / Bridge Loans?
Hard money and bridge loans can provide numerous advantages to successful real estate investors. Learn about some of the most common ways they can help.

What's the Maximum Bridge / Hard Money Loan Amount?
Hard money and bridge loans can be an alternative to conventional financing when larger amounts are needed. Learn more about maximum loan amounts.

Hard Money Loans: Investor 'Secret Weapon' in Downturns?
When banks can't provide loans, investors turn to private lenders. How confident are you that you could qualify for financing in another 2008 situation?

What Hard Money "Points" Are & How They Help Investors
With hard money loans, the term “points” has several meanings. Some points can lower your interest rate or extend your loan term. Read on to learn more.

Actually, Appraisals are Required for Hard Money Loans
While appraisals are not legally required for hard money loans, many lenders will want one. Learn more about how appraisals work for hard money loans.

Q4 2023: Falling Real Estate Prices Should Attract Investors
The greater Austin real estate market finally slows after years of explosive growth. Learn how falling prices are presenting opportunities for investors.